{"id":2263,"date":"2018-07-31T13:28:20","date_gmt":"2018-07-31T13:28:20","guid":{"rendered":"https:\/\/votre-conseiller.com\/etudes\/"},"modified":"2020-03-05T18:31:33","modified_gmt":"2020-03-05T18:31:33","slug":"education","status":"publish","type":"page","link":"https:\/\/servicesfinanciersrobertlaliberte-13730204208.futehost.ca\/en\/investments\/education\/","title":{"rendered":"Education"},"content":{"rendered":"
[vc_row fullwidth=”true”][vc_column][mk_revslider id=”etudes-en”][\/vc_column][\/vc_row][mk_page_section padding_top=”50″ padding_bottom=”50″ sidebar=”sidebar-1″][vc_column width=”1\/2″][vc_row_inner][vc_column_inner width=”1\/4″][mk_image src=”https:\/\/www.servicesfinanciersrobertlaliberte.com\/wp-content\/uploads\/2018\/05\/gfh-investissement-objectif-icon-125×125.png” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text css=”.vc_custom_1582575124728{margin-bottom: 0px !important;}”]\n

Objective<\/h3>\n

Make sure your child is able to pursue post-secondary studies and achieve their academic dreams by making profitable investments<\/strong>.<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/4″][mk_image src=”https:\/\/www.servicesfinanciersrobertlaliberte.com\/wp-content\/uploads\/2018\/05\/gfh-investissement-duree-icon-125×125.png” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text css=”.vc_custom_1582575143674{margin-bottom: 0px !important;}”]\n

Duration<\/h3>\n

While it is recommended to start investing in an education fund while your child is young, you can contribute until they turn 18<\/strong>.<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/4″][mk_image src=”https:\/\/www.servicesfinanciersrobertlaliberte.com\/wp-content\/uploads\/2018\/05\/gfh-investissement-risque-icon-125×125.png” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text css=”.vc_custom_1582575182570{margin-bottom: 0px !important;}”]\n

Risk tolerance<\/h3>\n

This type of investment gives you access to government subsidies<\/strong> and allows you to contribute at your own pace, either prudently or more actively<\/strong>.<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][mk_button dimension=”flat” size=”large” url=”\/en\/contact\/” align=”center” margin_bottom=”0″ margin_right=”0″ bg_color=”#0c55a5″ btn_hover_bg=”#fbe108″ btn_hover_txt_color=”#0c55a5″]Contact me[\/mk_button][vc_empty_space height=”35px” el_class=”mobileOnly”][\/vc_column][vc_column width=”1\/2″][mk_image src=”https:\/\/www.servicesfinanciersrobertlaliberte.com\/wp-content\/uploads\/2018\/08\/gfh-investissement-etudes-570×570.jpg” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column][\/mk_page_section][mk_page_section bg_image=”https:\/\/www.servicesfinanciersrobertlaliberte.com\/wp-content\/uploads\/2018\/08\/gfh-investissement-etudes-parallax-1920×850.jpg” bg_position=”center center” bg_repeat=”no-repeat” bg_stretch=”true” enable_3d=”true” padding_top=”0″ padding_bottom=”0″ sidebar=”sidebar-1″][vc_column width=”1\/4″][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1527790706399{padding-top: 50px !important;padding-right: 15px !important;padding-bottom: 50px !important;padding-left: 15px !important;background-color: rgba(255,255,255,0.85) !important;*background-color: rgb(255,255,255) !important;}”][vc_column_text css=”.vc_custom_1582575245262{margin-bottom: 0px !important;}”]\n

Types of savings<\/h2>\n

An RESP might be the best education savings solution available, but you might want to consider your other options.<\/p>\n

    \n
  • RRSP<\/li>\n
  • TFSA<\/li>\n
  • Annuity products<\/li>\n
  • RRIF<\/li>\n
  • LIF<\/li>\n
  • LIRA<\/li>\n<\/ul>\n

    Advantages<\/h2>\n

    Putting money toward an education fund will take pressure off your child when the time comes to pick a career. Your contributions will also allow you to benefit from considerable subsidies.<\/p>\n

      \n
    • Tax-free savings<\/li>\n
    • Registered retirement income<\/li>\n
    • Life income<\/li>\n
    • Locked-in retirement fund<\/li>\n
    • Disability savings<\/li>\n<\/ul>\n[\/vc_column_text][mk_button dimension=”flat” size=”large” url=”\/en\/contact\/” align=”center” margin_bottom=”0″ margin_right=”0″ bg_color=”#0c55a5″ btn_hover_bg=”#fbe108″ btn_hover_txt_color=”#0c55a5″]Contact me[\/mk_button][\/vc_column][vc_column width=”1\/4″][\/vc_column][\/mk_page_section][mk_page_section bg_position=”center center” bg_repeat=”no-repeat” bg_stretch=”true” enable_3d=”true” padding_top=”50″ padding_bottom=”50″ sidebar=”sidebar-1″][vc_column width=”1\/2″][mk_image src=”https:\/\/www.servicesfinanciersrobertlaliberte.com\/wp-content\/uploads\/2018\/08\/gfh-investissement-etudes-570×570-02.jpg” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column][vc_column width=”1\/2″][vc_column_text css=”.vc_custom_1582575314615{margin-bottom: 0px !important;}”]\n

      Best practises from your advisor<\/h2>\n

      Post-secondary education is definitely a costly affair, including:<\/p>\n

        \n
      • Tuition<\/li>\n
      • Supplies, in some study programs<\/li>\n
      • Accommodations for several years<\/li>\n<\/ul>\n

        Contributing as early as possible to an education fund will give more flexibility to your child when they weigh their career options. A registered education savings plan (RESP) allows you to:<\/p>\n

          \n
        • Benefit from government subsidies<\/li>\n
        • Accrue substantial interest over the years<\/li>\n
        • Reinvest the sums if your child changes their path<\/li>\n<\/ul>\n

          If your household income is more modest, you might be entitled to other benefits<\/strong>. I can tell you in detail what you\u2019ll be entitled to and guide you through the process of opening of an RESP. Book an appointment with me without delay!<\/p>\n[\/vc_column_text][mk_button dimension=”flat” size=”large” url=”\/en\/contact\/” align=”center” margin_bottom=”0″ margin_right=”0″ bg_color=”#0c55a5″ btn_hover_bg=”#fbe108″ btn_hover_txt_color=”#0c55a5″]Contact me[\/mk_button][\/vc_column][\/mk_page_section][vc_row][vc_column][vc_raw_js]JTNDc2NyaXB0JTIwdHlwZSUzRCUyMnRleHQlMkZqYXZhc2NyaXB0JTIyJTNFJTBBalF1ZXJ5JTI4JTIyLm1rLWJ1dHRvbiU1QmhyZWYlMjQlM0QlMjdjb250YWN0JTVDJTJGJTI3JTVEJTIyJTI5Lm9uJTI4JTIyY2xpY2slMjIlMkMlMjBmdW5jdGlvbiUyOCUyOSU3QiUwQSUwOV9fZ2FUcmFja2VyJTI4JTI3c2VuZCUyNyUyQyUyN2V2ZW50JTI3JTJDJTI3Qm91dG9uQ29udGFjdCUyNyUyQyUyN0NsaWNrJTI3JTJDJTI3SW52ZXN0aXNzZW1lbnQlMjBFdHVkZXMlMjclMjklM0IlMEElN0QlMjklMEElM0MlMkZzY3JpcHQlM0U=[\/vc_raw_js][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"

          [vc_row fullwidth=”true”][vc_column][mk_revslider id=”etudes-en”][\/vc_column][\/vc_row][mk_page_section padding_top=”50″ padding_bottom=”50″ sidebar=”sidebar-1″][vc_column width=”1\/2″][vc_row_inner][vc_column_inner width=”1\/4″][mk_image src=”https:\/\/www.servicesfinanciersrobertlaliberte.com\/wp-content\/uploads\/2018\/05\/gfh-investissement-objectif-icon-125×125.png” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text css=”.vc_custom_1582575124728{margin-bottom: 0px !important;}”] Objective Make sure your child is able to pursue post-secondary studies and achieve their academic dreams by making profitable investments. [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/4″][mk_image src=”https:\/\/www.servicesfinanciersrobertlaliberte.com\/wp-content\/uploads\/2018\/05\/gfh-investissement-duree-icon-125×125.png” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text css=”.vc_custom_1582575143674{margin-bottom: 0px !important;}”] Duration While it is recommended to start investing in […]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":2306,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"\nEducation<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.servicesfinanciersrobertlaliberte.com\/en\/investments\/education\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Education\" \/>\n<meta property=\"og:description\" content=\"[vc_row fullwidth=”true”][vc_column][mk_revslider id=”etudes-en”][\/vc_column][\/vc_row][mk_page_section padding_top=”50″ padding_bottom=”50″ sidebar=”sidebar-1″][vc_column width=”1\/2″][vc_row_inner][vc_column_inner width=”1\/4″][mk_image src=”https:\/\/www.servicesfinanciersrobertlaliberte.com\/wp-content\/uploads\/2018\/05\/gfh-investissement-objectif-icon-125×125.png” image_size=”full” align=”center” margin_bottom=”0″][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text css=”.vc_custom_1582575124728{margin-bottom: 0px !important;}”] Objective Make sure your child is able to pursue post-secondary studies and achieve their academic dreams by making profitable investments. 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