{"id":2327,"date":"2018-05-10T14:50:31","date_gmt":"2018-05-10T14:50:31","guid":{"rendered":"https:\/\/votre-conseiller.com\/assurance-vie\/"},"modified":"2020-03-05T18:38:43","modified_gmt":"2020-03-05T18:38:43","slug":"life-inssurance","status":"publish","type":"page","link":"https:\/\/servicesfinanciersrobertlaliberte-13730204208.futehost.ca\/en\/personal-insurances\/life-inssurance\/","title":{"rendered":"Life insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row fullwidth=&#8221;true&#8221;][vc_column][mk_revslider id=&#8221;assurances-vie-en&#8221;][\/vc_column][\/vc_row][mk_page_section padding_top=&#8221;75&#8243; padding_bottom=&#8221;50&#8243; sidebar=&#8221;sidebar-1&#8243;][vc_column width=&#8221;1\/2&#8243; el_class=&#8221;assViePerm&#8221;][vc_column_text css=&#8221;.vc_custom_1582573156680{margin-bottom: 0px !important;}&#8221;]\n<h2>Permanent insurance<\/h2>\n<p style=\"text-align: justify;\">This is the most <strong>comprehensive type of policy, providing coverage for life<\/strong> and <strong>premiums that never go up<\/strong>. You benefit from:<\/p>\n<ul>\n<li>Guaranteed capital upon death<\/li>\n<li>Cash value<\/li>\n<li>Safety net for your loved ones<\/li>\n<\/ul>\n[\/vc_column_text][mk_button dimension=&#8221;flat&#8221; size=&#8221;large&#8221; url=&#8221;\/en\/personal-insurances\/life-inssurance\/permanent-life-insurance\/&#8221; align=&#8221;center&#8221; margin_bottom=&#8221;0&#8243; margin_right=&#8221;0&#8243; bg_color=&#8221;#0c55a5&#8243; btn_hover_bg=&#8221;#fbe108&#8243; btn_hover_txt_color=&#8221;#0c55a5&#8243;]Learn more[\/mk_button][\/vc_column][vc_column width=&#8221;1\/2&#8243; el_class=&#8221;assVieTemp&#8221;][vc_column_text css=&#8221;.vc_custom_1582573131684{margin-bottom: 0px !important;}&#8221;]\n<h2>Term insurance<\/h2>\n<p style=\"text-align: justify;\">These insurance policies are flexible and accessible, providing <strong>affordable coverage during a specific period<\/strong> of your life. You benefit from:<\/p>\n<ul>\n<li>The option to convert your policy to permanent insurance<\/li>\n<li>Coverage for a specific period of your life (kids at home, mortgage, etc.)<\/li>\n<li>Paying only for the insurance you need<\/li>\n<\/ul>\n[\/vc_column_text][mk_button dimension=&#8221;flat&#8221; size=&#8221;large&#8221; url=&#8221;\/en\/personal-insurances\/life-inssurance\/term-life-insurance\/&#8221; align=&#8221;center&#8221; margin_bottom=&#8221;0&#8243; margin_right=&#8221;0&#8243; bg_color=&#8221;#0c55a5&#8243; btn_hover_bg=&#8221;#fbe108&#8243; btn_hover_txt_color=&#8221;#0c55a5&#8243;]Learn more[\/mk_button][\/vc_column][\/mk_page_section][mk_page_section bg_image=&#8221;https:\/\/www.servicesfinanciersrobertlaliberte.com\/wp-content\/uploads\/2018\/05\/gfh-assurance-vie-parallax-1920&#215;850.jpg&#8221; bg_position=&#8221;center center&#8221; bg_repeat=&#8221;no-repeat&#8221; bg_stretch=&#8221;true&#8221; enable_3d=&#8221;true&#8221; padding_top=&#8221;0&#8243; padding_bottom=&#8221;0&#8243; sidebar=&#8221;sidebar-1&#8243;][vc_column width=&#8221;1\/4&#8243;][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1526488129045{padding-top: 50px !important;padding-right: 15px !important;padding-bottom: 50px !important;padding-left: 15px !important;background-color: rgba(255,255,255,0.85) !important;*background-color: rgb(255,255,255) !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1582573221404{margin-bottom: 0px !important;}&#8221;]\n<h2>Choose a combination for more options<\/h2>\n<p style=\"text-align: justify;\">Combining permanent and term insurance offers you greater flexibility and lets you adapt your policy to your budget. Term insurance is <strong>less expensive<\/strong> and covers you for a <strong>set period of time<\/strong>. Permanent insurance offers <strong>comprehensive coverage for the long term<\/strong>.<\/p>\n<p style=\"text-align: justify;\">Your needs are unique and your financial responsibilities will change over the course of your life. Let an advisor find the insurance policy that works for you.<\/p>\n[\/vc_column_text][mk_button dimension=&#8221;flat&#8221; size=&#8221;large&#8221; url=&#8221;\/en\/contact\/&#8221; align=&#8221;center&#8221; margin_bottom=&#8221;0&#8243; margin_right=&#8221;0&#8243; bg_color=&#8221;#0c55a5&#8243; btn_hover_bg=&#8221;#fbe108&#8243; btn_hover_txt_color=&#8221;#0c55a5&#8243;]Find the right coverage[\/mk_button][\/vc_column][vc_column width=&#8221;1\/4&#8243;][\/vc_column][\/mk_page_section][mk_page_section padding_top=&#8221;50&#8243; padding_bottom=&#8221;50&#8243; sidebar=&#8221;sidebar-1&#8243;][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1582573333075{margin-bottom: 0px !important;}&#8221;]\n<h2>Mortgage insurance: protect your home sweet home<\/h2>\n<p style=\"text-align: justify;\"><strong>Protect your family\u2019s finances<\/strong> with mortgage insurance adapted to your situation. Mortgage insurance covers the payments on your loan if something happens to you, so your family isn\u2019t stuck dealing with a major debt.<\/p>\n<p style=\"text-align: justify;\"><strong>Greater flexibility<\/strong><br \/>\nMortgage insurance policies offered by financial institutions are designed to cover the leftover balance on your mortgage in the event of your death. However, do they offer enough flexibility?<\/p>\n<p><strong>Coverage from an institution:<\/strong><\/p>\n<ul>\n<li>Pays back only the mortgage loan<\/li>\n<li>No lump-sum payment for the beneficiary you choose<\/li>\n<\/ul>\n<p><strong>Mortgage insurance through your advisor:<\/strong><\/p>\n<ul>\n<li>Lump sum payment for your beneficiary<\/li>\n<li>Greater flexibility in terms of the amount paid by the insurer<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Your advisor can help you find the right mortgage insurance for you!<\/p>\n[\/vc_column_text][mk_button dimension=&#8221;flat&#8221; size=&#8221;large&#8221; url=&#8221;\/en\/personal-insurances\/living-benefits-insurance\/mortgage-insurance\/&#8221; align=&#8221;center&#8221; margin_bottom=&#8221;0&#8243; margin_right=&#8221;0&#8243; bg_color=&#8221;#0c55a5&#8243; btn_hover_bg=&#8221;#fbe108&#8243; btn_hover_txt_color=&#8221;#0c55a5&#8243;]Learn more[\/mk_button][vc_empty_space height=&#8221;35px&#8221; el_class=&#8221;mobileOnly&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][mk_image src=&#8221;https:\/\/www.servicesfinanciersrobertlaliberte.com\/wp-content\/uploads\/2018\/05\/gfh-assurance-hypothecaire-570xx570.jpg&#8221; image_size=&#8221;full&#8221; align=&#8221;center&#8221; margin_bottom=&#8221;0&#8243;][\/vc_column][\/mk_page_section][vc_row][vc_column][vc_raw_js]JTNDc2NyaXB0JTIwdHlwZSUzRCUyMnRleHQlMkZqYXZhc2NyaXB0JTIyJTNFJTBBalF1ZXJ5JTI4JTIyLmFzc1ZpZVBlcm0lMjAubWstYnV0dG9uJTIyJTI5Lm9uJTI4JTIyY2xpY2slMjIlMkMlMjBmdW5jdGlvbiUyOCUyOSU3QiUwQSUwOV9fZ2FUcmFja2VyJTI4JTI3c2VuZCUyNyUyQyUyN2V2ZW50JTI3JTJDJTI3Qm91dG9uU2F2b2lyUGx1cyUyNyUyQyUyN0Fzc3VyYW5jZSUyMHZpZSUyNyUyQyUyN1Blcm1hbmVudGUlMjclMjklM0IlMEElN0QlMjklMEFqUXVlcnklMjglMjIuYXNzVmllVGVtcCUyMC5tay1idXR0b24lMjIlMjkub24lMjglMjJjbGljayUyMiUyQyUyMGZ1bmN0aW9uJTI4JTI5JTdCJTBBJTA5X19nYVRyYWNrZXIlMjglMjdzZW5kJTI3JTJDJTI3ZXZlbnQlMjclMkMlMjdCb3V0b25TYXZvaXJQbHVzJTI3JTJDJTI3QXNzdXJhbmNlJTIwdmllJTI3JTJDJTI3VGVtcG9yYWlyZSUyNyUyOSUzQiUwQSU3RCUyOSUwQWpRdWVyeSUyOCUyMi5tay1idXR0b24lNUJocmVmJTI0JTNEJTI3Y29udGFjdCU1QyUyRiUyNyU1RCUyMiUyOS5vbiUyOCUyMmNsaWNrJTIyJTJDJTIwZnVuY3Rpb24lMjglMjklN0IlMEElMjAlMjAlMjAlMjAlMjAlMjAlMjAlMjBfX2dhVHJhY2tlciUyOCUyN3NlbmQlMjclMkMlMjdldmVudCUyNyUyQyUyN0JvdXRvbkNvbnRhY3QlMjclMkMlMjdDbGljayUyNyUyQyUyN0Fzc3VyYW5jZSUyMHZpZSUyNyUyOSUzQiUwQSU3RCUyOSUwQWpRdWVyeSUyOCUyMi5tay1idXR0b24lNUJocmVmJTI0JTNEJTI3YXNzdXJhbmNlLWh5cG90aGVjYWlyZSU1QyUyRiUyNyU1RCUyMiUyOS5vbiUyOCUyMmNsaWNrJTIyJTJDJTIwZnVuY3Rpb24lMjglMjklN0IlMEElMjAlMjAlMjAlMjAlMjAlMjAlMjAlMjBfX2dhVHJhY2tlciUyOCUyN3NlbmQlMjclMkMlMjdldmVudCUyNyUyQyUyN0JvdXRvblNhdm9pclBsdXMlMjclMkMlMjdBc3N1cmFuY2UlMjB2aWUlMjclMkMlMjdBc3N1cmFuY2UlMjBoeXBvdGhlY2FpcmUlMjclMjklM0IlMEElN0QlMjklMEElM0MlMkZzY3JpcHQlM0U=[\/vc_raw_js][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row fullwidth=&#8221;true&#8221;][vc_column][mk_revslider id=&#8221;assurances-vie-en&#8221;][\/vc_column][\/vc_row][mk_page_section padding_top=&#8221;75&#8243; padding_bottom=&#8221;50&#8243; sidebar=&#8221;sidebar-1&#8243;][vc_column width=&#8221;1\/2&#8243; el_class=&#8221;assViePerm&#8221;][vc_column_text css=&#8221;.vc_custom_1582573156680{margin-bottom: 0px !important;}&#8221;] Permanent insurance This is the most comprehensive type of policy, providing coverage for life and premiums that never go up. You benefit from: Guaranteed capital upon death Cash value Safety net for your loved ones [\/vc_column_text][mk_button dimension=&#8221;flat&#8221; size=&#8221;large&#8221; url=&#8221;\/en\/personal-insurances\/life-inssurance\/permanent-life-insurance\/&#8221; align=&#8221;center&#8221; margin_bottom=&#8221;0&#8243; margin_right=&#8221;0&#8243; bg_color=&#8221;#0c55a5&#8243; btn_hover_bg=&#8221;#fbe108&#8243; [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":2328,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Life insurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.servicesfinanciersrobertlaliberte.com\/en\/personal-insurances\/life-inssurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Life insurance\" \/>\n<meta property=\"og:description\" content=\"[vc_row fullwidth=&#8221;true&#8221;][vc_column][mk_revslider id=&#8221;assurances-vie-en&#8221;][\/vc_column][\/vc_row][mk_page_section padding_top=&#8221;75&#8243; padding_bottom=&#8221;50&#8243; sidebar=&#8221;sidebar-1&#8243;][vc_column width=&#8221;1\/2&#8243; el_class=&#8221;assViePerm&#8221;][vc_column_text css=&#8221;.vc_custom_1582573156680{margin-bottom: 0px !important;}&#8221;] Permanent insurance This is the most comprehensive type of policy, providing coverage for life and premiums that never go up. 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